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*Rates effective January 1, 2012. The loan rates below are our lowest loan rates currently available and include a maximum discount of .50%. Discounts include: .25% for an automatic payment. (ACH/Direct Deposit/Payroll allotment) .25% with a LDCU Share draft/checking or share certificate. .25% with a 10% down payment on vehicle loan. Your loan rate is based on your personal credit history and may differ from the listed APR. All rates subject to change without notice. |
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| New and one-year-old
vehicles
100% Financing |
|||
|---|---|---|---|
| Terms | Annual
Percentage Rate |
Payments
per $1000 |
|
| Up to 36 months |
4.00% |
$29.54 |
|
| Up to 48 months |
4.25% |
$22.70 |
|
| Up to 60 months |
4.50% |
$18.56 |
|
| Up to 72 months |
5.00% |
$16.11 |
|
| Used Vehicle
Rates
100% Financing |
|||
|---|---|---|---|
| Model | Term | Annual
Percentage Rate |
Payments
per $1000 |
|
|
60 months |
4.50% |
$18.65 |
|
|
60 months |
4.75% |
$18.77 |
|
2008 |
60 months |
5.50% |
$19.11 |
|
|
48 months |
5.75% |
$23.38 |
|
|
42 months |
5.75% |
$26.35 |
|
|
42 months |
6.00% |
$26.47 |
|
|
36 months |
6.50% |
$30.66 |
| Personal Loans | ||
|---|---|---|
| Terms | Annual
Percentage Rate |
Payments
per $1000 |
| Up to 36 months |
|
$32.04 |
| Home Equity Rates | |||
|---|---|---|---|
| Annual
Percentage Rate |
Payments
per $1000 |
||
| Financing
up to 80% of Value* |
Up to 60 months |
|
$19.11 |
| 61 to 120 months |
|
$11.36 |
|
| Financing
up to 90% of value* |
Up to 60 months |
|
$19.22 |
| 61 to 120 months |
|
$11.49 |
|
|
*Property must be located in Nebraska |
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550 South 16th Street P.O. Box 94600 Lincoln, NE 68509-4600 |
 Federally insured by NCUA |